Checking Accounts

Convenience and Access

The minimum deposit to open your share draft (checking) account is $100. If you maintain a $200 balance in your share account, there is no monthly service charge. If your share balance falls below $200, there is a $5 monthly service charge. There are no per-check charges and no minimum balance requirements for the share draft account.

If you have a share draft account you may apply for an ATM card with access to STAR, EXPLORE, and CIRRUS networks. You may withdraw cash from ATM’s, make point of sale purchases, and account inquiries. There is no charge for the card, with a $1 fee for each withdrawal or POS purchase.