IRA Accounts The minimum deposit to open an Individual Retirement Account is $100. There is no minimum to earn dividends. You may have automatic deductions from your share, share draft or direct deposit. Ready to Get Started? Contact us to set up an IRA Account: Contact Us Today! email@example.com Deposit Accounts Share Accounts Checking Accounts Certificates Christmas Club Accounts IRA Accounts Loan Accounts Car Loans First Mortgage Loans Signature Loans Online Resources Membership Benefits Check Re-Ordering Payment Calculators Current Rates Direct Deposit Automatic Loan Payments Photo courtesy of the Marin Convention and Visitors Bureau.